Thank you for using "Midas Touch" (hereinafter referred to as "Midas Touch" or "we"). By browsing or using " Midas Touch " and related mobile applications (collectively referred to as the "Website"), you (the "User" or "You") agree to these terms of service (the "Terms"). When you accept the terms and check the ‘accept’ field, you have expressed your consent. Without such consent, the company may not be able to provide this service to users.

1. Create Your Account

1.1 Account registration and identity verification:：In order to use any service on this platform, you must first register an account by providing your name or email, provide your full name and other personal information for identity verification, and confirm your acceptance of these terms of service. You agree to provide us with the accurate and truthful information requested during registration for identity verification, anti-money laundering, anti-terrorist financing, fraud, or other financial crime monitoring, including but not limited to your photos, copy of official identification certificates, proof of residential address, and other related documents. If the relevant information about you changes, you are obliged to update it as soon as possible.

1.2 Account Security: You agree that no third party is allowed to use or manage your account, and to update us with any changes to your information, or to promptly notify "Midas Touch" once your account is compromised. You must ensure the security of your own password, "Midas Touch" will not bear the risks and/or losses resulting from your failure in securing your personal password.

1.3 Password Recovery: Users who have lost their password can reset their password through "Forgot Password". If you find any unauthorized use, operation or security breach in your account, you should immediately report it to Midas Touch. Midas Touch Email: service@midas-touch.io

1.4 Account Balance: If your account shows a positive balance, you can request for withdrawal of your balances. However, we may choose to withhold your request to withdraw assets in the following circumstances and deduct related fees where applicable:

• There is a nominal loss in your transaction;
• Under the provisions of these terms, you have any actual or possible liabilities to us; and/or we could reasonably ascertain that there are unresolved disputes between us.

1.5 Closing of Your Account: You can close your account at any time. Closing the account will not affect any rights and obligations that occurred before the account closure date. You may be required to cancel or complete all outstanding orders and provide transfer instructions in accordance with the provisions of these terms of service relating to the remaining assets in your account. You are responsible for any fees, costs or liabilities (including but not limited to attorney and court fees or transfer fees of any assets) incurred by your account closure. If your account closure fee exceeds the value of your account, you will be responsible for reimbursing us. You may not close any of your accounts in order to avoid paying any other fees or avoid any checks related to our anti-money laundering program.

1.6 Account suspension and investigation: You agree and understand that Midas Touch has the right to suspend your account and any account for which you are a representative or authorized signatory at any time. And you agree that if we suspect and decide on our own that any such accounts will violate the following regulations, we can freeze/lock the funds and assets in all such accounts, and suspend your access to this site:

• Midas Touch Terms of Service;
• Any applicable laws or regulations;
• Midas Touch Anti-money laundering program;
• Supervisory authority requirements, court orders, valid subpoenas;
• The account is related to any pending litigation, investigation or government process;
• The account has a balance that needs to be adjusted for any reason;
• If we believe that an unauthorized person is trying to use or is using your account
• If we believe that you have used relevant certificates or other account information in an unauthorized or inappropriate manne;
• The account has not been used within one year;

You agree and acknowledge that, based solely on our own judgment, we have the right to investigate your account and any related accounts immediately if we suspect any violations of such accounts.

1.7 Termination of Account: You agree and understand that we have the right to terminate any account at any time for any reason. You further agree and clearly understand that we have the right to take any and all necessary and appropriate measures in accordance with this user agreement and/or applicable laws and regulations. If your account is terminated, we will refund your funds, minus the value of any transaction fee discounts or damages that we are entitled to under this user agreement. If your account is no longer subject to investigations, court orders or subpoenas, unless otherwise required by law, you authorize us to return your funds (minus any transaction fees, discounts and damages to which we are entitled) to your designated bank account. If you still have an asset balance in your account, you agree to provide us with an asset remittance account after receiving a written notice so that we can return the remaining assets to you.

2. User's Rights and License Restriction

According to these terms, we grant you a limited, non-exclusive, non-transferable license to use and use our website and services only with our permission. You agree that you will not copy, transmit, distribute, sell, license, reverse engineer, modify, publish, or participate in the transfer or sale, create derivative works or use any of our source code or in any other way without our prior express written consent Similar content, proprietary or confidential data, or other similar information.

You agree:

• All rights, ownership and interests of this service and related software, website and technology (including all intellectual property rights) shall be reserved by us;
• Except for the limited license granted by this agreement, no rights or benefits in this service may be transferred;
• This service is protected by copyright and other intellectual property laws;
• We reserve all rights not expressly granted under this clause;

Midas Touch has the right to inquire, freeze or deduct the user's goods or accounts in accordance with the requirements of any applicable administrative agency, judicial agency, military agency, including but not limited to inspection agencies, inspection agencies, courts, customs and tax agencies, etc.

3. User Obligations

3.1 Users shall not register multiple accounts for any purpose.

3.2 Users may not use other users' accounts.

3.3 The user shall not use this website or service in any way that causes or may cause damage to this website or impairs the usability or usability of this website; or use this website or service in a manner related to the following behaviors or activities, that is, any illegal fund payment and settlement activities, including but not limited to illegal payment activities carried out by illegal means such as false transactions, false prices and transaction refunds; illegal cash out activities of unit bank settlement accounts; illegal transfer of unit bank settlement accounts to personal accounts; illegal check cashing activities; Or any other activities for the realization of illegal, fraudulent or harmful purposes; or any other activities that violate currently valid laws and regulations.

The user guarantees to Midas Touch and its managers, directors, shareholders, successors, employees, agents, subsidiaries, affiliates, and previous operators of this website that through the user's use of this website or services, and related acts will not cause any claims, claims, or other liability requirements filed by a third party. Otherwise the user agrees to compensate the losses and expenses (including attorney fees) incurred by the above parties.

3.4 Users are prohibited from using this site to engage in illegal activities in any form. Without the authorization or permission of Midas Touch, users are not allowed to use the name of this site to engage in any commercial activities, nor to use this site as a place, platform or medium for commercial activities in any form without express consent.

3.5 Users should abide by all laws and regulations, and bear corresponding legal consequences and responsibilities for their own actions involving this site and services. In addition, users should not infringe on the legal rights and interests of any third party. In addition, if Midas Touch suffers losses as a result, Midas Touch has the right to obtain compensation from users through legal or other means.

3.6 If the user violates the above regulations, Midas Touch has the right to directly take all necessary measures, including but not limited to deleting the content posted by the user, canceling the star rating and honor obtained by the user on the website, freezing the user's assets, suspending or sealing up User accounts, cancel the benefits obtained from violations, and even pursue users’ legal liabilities through litigation, etc.

4. Services Fee

4.1 Your Use of the products and services is subject to the payment in full of all applicable fees under and in accordance with the terms of your account. Some of the services we provide to users may incur costs. By using our service, you agree to the generation of the fee related to these services.

4.2 Midas Touch has the right to set user service fees according to appropriate rules. We also have the right to formulate and adjust service fees, and set specific service fees for users to use our services. All fee changes will be announced in advance.

4.3 If you do not agree to any fee changes. You should stop using this service immediately. You still need to bear the expenses that have been incurred before.

4.4 Unless otherwise stated or agreed, the user agrees that we have the right to automatically deduct the above service fees directly from the user's account assets without prior notice.

4.5 If you fail to pay the fees in full or on time, we reserve the right to suspend, suspend or terminate your account.

5. Change, Interruption, Restriction, Freezing and Termination of Service

5.1 Service changes and interruptions: We may change the content of the service and/or interrupt, suspend or terminate the service at any time or without prior notice.

5.2 Service interruption and termination: In any of the following situations, we have the right to suspend or terminate the services provided to you at our discretion without prior notice, including but not limited to the following situations:

• If the personal information you provide is untrue or inconsistent with the information you registered, and you fail to provide reasonable proof (remember, you should submit true information according to laws or regulations);
• If you violate relevant laws and regulations or the provisions of this agreement;
• If in accordance with any provisions of laws and regulations, as well as the requirements of relevant government departments;
• If for security reasons or other necessary circumstances.

6. Settlement of Disputes

Any provision in the Terms of Use is found to be illegal, invalid or unenforceable for any reason in a court of appropriate jurisdiction, the invalid provision does not affect the legality and enforceability of the remaining provisions. The interpretation and application of these terms of service, as well as disputes related to these terms of service, shall be handled in accordance with the laws of the Republic of China, unless otherwise provided by law, and the Taipei District Court of Taiwan shall be the court of first instance jurisdiction. You may not assign these Terms of Use or any rights or obligations granted to you to other parties